Welcome to PLANET ORANGE!

This is the legal stuff that you - Orange Kids - should read!

Planet Orange does not collect any information from kids anywhere on this site.

Remember, you should always ask your parents before using any Web site or sending any information, especially personal information. Planet Orange's Privacy Policy talks more about this!

Planet Orange was created to help you learn about saving your money! We hope you have fun exploring Planet Orange, and we ask that you not copy or use this stuff for anybody but yourself.

(Ask your parents about this legal stuff below…)

Terms and Conditions for use of Planet Orange (www.orangekids.com)
Please carefully review the following Terms and Conditions for Use of Planet Orange.
In these Terms and Conditions, "we," and "ING DIRECT" both refer to ING Bank, fsb, and "Planet Orange" refers to the url www.orangekids.com. ING DIRECT is an FDIC-insured federally chartered savings bank regulated by the Office of Thrift Supervision, and headquartered at 1 South Orange Street, Wilmington, Delaware, 19801. ING DIRECT is an equal opportunity employer, an equal credit opportunity lender, and an equal housing lender. By accessing and using Planet Orange you agree to be bound by these Terms and Conditions, otherwise please do not use (www.orangekids.com).

Information on Planet Orange
Planet Orange is an educational site for kids and is not intended to provide any specific legal, accounting, financial, or tax advice to individuals or entities, and should not be relied upon or used for any such purposes. Educational information on this web site is believed to be complete and up-to-date. ING DIRECT reserves the right to modify the information on this web site at any time without notice.

Links on Planet Orange are Not Endorsements
Please note that once you leave Planet Orange, ING DIRECT accepts no responsibility for the content, products, services or privacy policies of non-ING DIRECT web sites. Links to other web sites or references to products, services or publications other than those of ING DIRECT do not imply the endorsement or approval of such web sites, products, services or publications by ING DIRECT.

Copyright Notice
Copyright © 2000-2002 ING Bank, fsb. All rights reserved. Unless otherwise specified, the content of Planet Orange including, but not limited to, text, graphics, logos, buttons, images, data compilations, icons, and code, is the property of ING DIRECT and/or its affiliates, and is protected by United States and international copyright laws. Downloading, printing or copying from this web site must be for noncommercial, personal use only.

Trademarks Belonging to ING DIRECT and Others
TM - ING DIRECT® is a trademark of ING Groep N.V. and used with consent by ING DIRECT.
TM - Planet Orange and Orange Kids are trademarks of ING USA Holding Corporation used with consent by ING Bank, fsb.
Unauthorized use of any logos and/or name or trade names belonging to ING Groep N.V, ING USA Holding Corporation or any of its affiliates or subsidiaries is prohibited. Certain graphics, logos, icons, designs, words, titles or phrases contained in this web site may constitute trade names, trademarks or service marks of ING DIRECT or others.
All other registered and unregistered trademarks are the property of their respective owners.

Severability
If any provision of these Terms and Conditions is determined to be unlawful, void or unenforceable for any reason, in whole or in part, then that provision shall be severable from these Terms and Conditions and shall not affect the validity or enforceability of the remaining provisions.

Disclaimer of Liabilities and Warranties
ING DIRECT is not liable for any direct, indirect or consequential loss, damage or inconvenience arising out of your use of this web site.

THIS WEB SITE IS PROVIDED BY ING DIRECT ON AN "AS IS" AND "AS AVAILABLE" BASIS. ING DIRECT MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEB SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEB SITE. ING DIRECT DOES NOT GURANTEE OR WARRANT THE ACCURACY OF INFORMATION CONTAINED ON THIS WEB SITE OR THAT ACCESS TO THIS WEB SITE WILL BE UNINTERRUPTED.TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, ING DIRECT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Governing Law
These Terms and Conditions constitute a contract made under and shall be governed by and construed in accordance with the laws of the State of Delaware.

Questions?
If you or your parents have questions or comments about the Planet Orange Web site, please contact: The Planet Orange Mailbox planetorange@ingdirect.com.